Do You Want to Keep Your Home?

A Lis Pendens means a foreclosure case has started.  In many cases, homeowners still have meaningful time to:

• Evaluate available options
• Make informed decisions
• Protect their position

Depending on your situation and the actions you take, it may be possible to slow the process or gain additional time — sometimes months, or even a year or more.

There is no single solution that works for everyone. The right path depends on your circumstances, goals, and timeline.  Depending on your situation, potential options may include:

• Loan Modification
• Foreclosure Defense
• Short Sale
• Deed in Lieu of Foreclosure
• Refinance
• Selling the Property
• Bankruptcy
• Worst-Case Scenario (Foreclosure)

To learn more about these options:  At the top of this website, click “More”, then select “Solutions” to explore each path in more detail.

This website exists for one reason:
To help homeowners facing foreclosure understand possible solutions — clearly, calmly, and without pressure.

Foreclosure is a legal process. That means there are often opportunities to:

• Respond
• Defend
• Restructure

The key is to:

• Understand your options early
• Stay clear-headed
• Choose a path that aligns with your goals

Once a Lis Pendens is recorded in public records, your situation becomes visible. Unfortunately, this often attracts people who are not acting in your best interest.

Many present themselves as “helpers,” when in reality they are trying to profit from your distress.

Common warning signs include:

• Discouraging you from speaking with an attorney or licensed real estate professional
• Using fear or artificial urgency to pressure quick decisions
• Promising a “simple” or “guaranteed” solution without explaining long-term consequences

Quick relief can sometimes lead to serious financial or legal damage later. Knowing what to avoid is just as important as knowing your options.

I don’t speak from theory — I speak from experience.

I’ve lived through the stress, confusion, and pressure you may be feeling right now. I worked through it step by step and ultimately recovered financially, returning to real estate ownership using traditional lender financing.

Since then, I’ve helped hundreds of homeowners navigate pre-foreclosure situations by providing:

• Realistic expectations
• Clear, practical information
• Access to the right professional resources

I am not an attorney, and nothing on this site should be considered legal advice.

I have, however, carefully vetted and worked with experienced foreclosure defense and bankruptcy attorneys across Florida. If legal representation is something you want to explore, I can help connect you with a qualified professional.

If you would like a referral to a qualified attorney or a real estate professional to help you evaluate your options — including selling your home for top dollar when appropriate — I’m here to help when I can.

Troy Funk
Founder, Trusted Foreclosure Help
Broker Associate, Realty ONE Group Sunshine